what is deductible in health insurance health insurance deductible deductible copay coinsurance out-of-pocket costs health savings account (HSA)

A health insurance deductible is the amount you pay out of pocket for covered medical expenses before your insurance starts to cover the costs. Deductibles are typically applied on an annual basis, meaning you have to meet your deductible each year before your insurance will start to pay for covered services. There are two main … Read more